Bill Ingram for United States President

 

The High Cost of Medical Care and Insurance

(Revised November 16, 2007)

 


The cost of medical care is just plain outrageous.  I pay about $1,500 per month for the family plan which is just Pam and I.  This is about twice the average house or rent payment for our area.

 

I believe low cost medical care should be available to everyone.  A lot of people are talking about ways to fund medical care for everyone.  The problem is they are accepting the high cost of medical care and just looking for a way to get working people to pay for it.

 

What we really need to do is look into medical care to identify ways to reduce the cost of medical care.  Some of the obvious ones are:

 

Malpractice Insurance

 

Prescription Medication.  Recently I was listening to a stock market report.  A major drug company posted such a huge quarterly profit that it effected the NYSE.  After checking into this a little more I found out that this is not uncommon.  There is a lot of room to lower costs in this area.

 

Costly testing and retesting

 

Dying with Dignity

 

Buildings.  Have you noticed all the marble and elaborate architecture in medical buildings lately?  Nothing more needs to be said on this topic.

 

I'd like to see a 75% reduction in Medical Care.  My chiropractor charges $35 per visit and spends about 15 minutes giving me an adjustment.  Why can't a medical doctor charge $35 for a 15 minute visit where they just check you over and write a prescription.

 

We need to get Major Medical Insurance down to about $200 per month for the family plan.  This way we could then put together a full comprehensive health insurance package, that would include health, life, and disability insurance.  We would be healthier and have more money to spend on retirement funds and the American Dream. 

 

Also insurance companies should not be able to ask about or deny someone for preexisting medical conditions.  These are the people that need insurance the most and should not be discrimination against for it.  I have no problem with them charging more for things people can control like smoking, drinking alcohol or using illegal drugs, driving without wearing a seat belt or wearing a helmet. 

 

A person on Medicaid or Medicare should have all their medical problems and medications covered and not have to pay for supplemental coverage on their limited fixed income.

 

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